Being out of debt

Before the financial crisis hit, I had no idea of the depth of global debt. I had a nagging feeling there was a major disconnect between the extent of production and development and how this was to be paid for. The best example of this was Dubai. I could never get my head around its economy - until now. I was traveling in Eastern Europe when the first rumblings occurred - the housing finance crisis in the USA. Unfortunately, because of where I was I didn't get much news and didn't pay it much attention. Back in Australia, as things worsened, the 'phoney war' atmosphere prevailed - we may get away with it. Of course we did not and are not.
I have always been conservative financially - not that this approach has done has done my retirement fund any good. My wife is back at work and I continue on. At least we don't have mountains of debt. I guess we have resisted the temptations of advertising and of banks shovelling out debt to buy anything and everything. The debt levels of individuals and nations, I find hugely worrying. I recognise the need for stimulus spending, but there will be a monumental legacy as the price of softening the blow now.
It is amazing how a major crisis focuses thinking. Critical concepts given scant thought when times are good suddenly rise to prominence: "Someone who makes $100 in a month and spends $95 is a rich man; someone who makes $1,000,000 and spends $1,01,000 is a poor man". Positive cash flow becomes the holy grail; debt the pariah. Getting out of unmanageable, non-productive debt should be the major priority for all.
I came across a product recently that can go a long way to freeing you from debt. It can be found by copying this domain name to your browser the hitting Search
http://3e80e8x9sml-cw8rnqpejgcqbb.hop.clickbank.net/
Check it out if it may help your situation.
The burden of unmanageable debt is like being in jail. The critical thing is to take action to reduce debt levels as quickly as possible; to give yourself freedom to move - and to deal with whatever governments have in mind for us when they have to start repaying their sovereign debt without whether this will be increased taxation, higher inflation or whatever. Individuals need to take responsibility for their own situations and act to deal with it, because governments won't, beyond security net welfare - and who wants to have to survive on that.
What I have found is that the most expensive of anything is not necessarily the best, in fact it is usually far from being so. So many of the greatest pleasures in life are free or almost so. Hunt them out, eliminate your debt, be free and have a great life.