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Miffy

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Miffy's Discussions

Coping amidst the doom and gloom
10 Replies

Started this discussion. Last reply by Depression scholar Feb 15, 2009.

US Market Meltdown + global meltdown
5 Replies

Started this discussion. Last reply by jacquesk Oct 13, 2008.

Building your own home
5 Replies

Started this discussion. Last reply by shannon Feb 23, 2009.

Investing Ideas - Q&A forum
6 Replies

Started this discussion. Last reply by Prickly Pete Aug 21, 2008.

Credit card debt
17 Replies

Started this discussion. Last reply by JG Jun 19, 2008.

Introducing New Members
1 Reply

Started this discussion. Last reply by JeffK May 29, 2008.

 

Miffy's Page

Latest Activity

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shannon replied to Miffy's discussion 'Building your own home'
Prickly Pete! - Cool - so impressive that you have managed to acheive your own home for a great price - What makes me happy is that it confirms my belief that it can be done - i have been doubting myself lately as we are about to do EXACTLY what you…
Feb 23, 2009
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Depression scholar replied to Miffy's discussion 'Coping amidst the doom and gloom'
Hope not though it is possible. Great depression first started with a no holds barred trade war, guess we'll have to watch this space.
Feb 15, 2009
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ff123 replied to Miffy's discussion 'Coping amidst the doom and gloom'
So what is going to happen next ? WW 2 was the end of the Great Depression who are the Yanks going to fight
Feb 15, 2009
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Depression scholar replied to Miffy's discussion 'Coping amidst the doom and gloom'
The depression lasted for 10 years, Rentals properties were abandoned, factories closed because there were no orders, food and other essentials became unaffordable and currencies devalued by 20% overnight. Yes when you say we need to pay for our…
Feb 13, 2009
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moonbuggy replied to Miffy's discussion 'Coping amidst the doom and gloom'
Hi Depression Scholar, Welcome - nice first post! I think the wave is just starting to hit Australia, with unemployment on the rise - "Jobless rate hits 31-month high", bankruptcies skyrocketing and company liquidations soaring -…
Feb 12, 2009
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Kbot replied to Miffy's discussion 'Coping amidst the doom and gloom'
I reckon you're spot on here with point 3 - the increase of protectionism is the nail in the coffin. I thought the whole premise behind the functioning of free markets was that they remained, um, free. But this talk of "Depression"…
Feb 12, 2009
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Mrs. C. Jarvie left a comment for Miffy
Hello Miffy, I am from the USA, and I came here after marrying an Australian in Hawaii. I'm applying for my permanent residency now, and then in five years I can apply for citizenship. Have you always lived in Australia?
Feb 10, 2009
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Depression scholar replied to Miffy's discussion 'Coping amidst the doom and gloom'
Hi all been looking for an Australian based forum like this for a long time. I am a recent scholar of the 1930's depression and moved my assets from shares to cash just before the collapse, for me it was obvious what was going to happen next…
Feb 10, 2009

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Comment Wall (53 comments)

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At 9:14am on February 11, 2009, Mrs. C. JarvieMrs. C. Jarvie said…
Hello Miffy, I am from the USA, and I came here after marrying an Australian in Hawaii. I'm applying for my permanent residency now, and then in five years I can apply for citizenship. Have you always lived in Australia?
At 4:11pm on January 22, 2009, nikkinikki said…
yessss...I let the hate flow through me, I went over to the dark side ;)
At 1:20pm on January 20, 2009, nikkinikki said…
Yes a blessing in disguise. I felt a strong need to warn others about the implications.Thanks for your thoughts :) I liked darths crayon in his hand ;)
At 8:46am on January 20, 2009, Mrs. C. JarvieMrs. C. Jarvie said…
Hello Miffy,
I studied at the Evergreen State College in western Washington State, a few hours south of British Columbia, Canada.
We've just moved to Perth, so now I'm very close to many libraries and I've already spent a day at the State library in Perth.
Thanks for keeping in touch :D
At 7:46am on January 20, 2009, Navin JosephNavin Joseph said…
Hi Miffy, we just bought last month. if you look real hard and know your market, you can still pick up bargains. There's a few units in Brisbane that we looked at that were around the $300k mark. These were all 2 bedroom units. We were really picky with ours, and many of the units we looked at were pretty shabby. Ended up buying a 2bed 2 Bath 1 LUG for $327k, we bargained down from $357k. With the interest rates going down and the FHOG up to $14k, it was really easy. Mind you, our bank let us use our FHOG as a 5% deposit, which enabled us to cut down on LMI and get a line of credit loan.

There are many investors who are a bit worried or stretched financially, and are looking to sell. As a first home buyer, it is much easier to get in to the market now, compared to a year ago(but only if your finances and security allow)
At 5:22pm on December 11, 2008, Mrs. C. JarvieMrs. C. Jarvie said…
Thanks for the comment Miffy. Soon I'll live near a real library and I can do some more reading :D
At 12:14pm on November 10, 2008, Navin JosephNavin Joseph said…
Just gone, been married about 14 1/2 months now
At 11:49am on November 7, 2008, Mrs. C. JarvieMrs. C. Jarvie said…
HeyYa Miffy,

I was studying business and international relations, and I stopped because I ran out of money and was not able to borrow enough to keep going. Returning would be difficult because the Evergreen State College (in Olympia, USA) gives out neither grades nor credit, so I cannot easily transfer my previous college work to another school, and I do not want to move back to Olympia.

Honestly, I'm not too concerned. I can't change the past and what I really want is to work with a mentor who will teach me about CFDs in exchange for my labour. I have a lot of skills, so I would be valuable to someone who can use a good PA.

Keep in Touch, Cake
At 5:28pm on October 15, 2008, joannejoanne said…
I lost everything but thankfully not my life
At 7:52pm on September 4, 2008, Annette WilkinsAnnette Wilkins said…
Thanks for the welcome Miffy.
We sold the property ...at a loss. We borrowed money at 12.5 % , within a short time the interest rates went to over 18%
 
 
 

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Keith Musgrave replied to Nikky Simpson's discussion 'My Rate'
Hi Nikky, Apologies for the delay, I have been away on hols and a little time off due to illness. All better now. Has your' lender dropped their rates any further since we last communicated? Depending on your' total debt amount, you should…
Oct 20, 2011

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