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Kbot's Discussions
Xmas spending
2 Replies
Hey all, how are things going with Xmas spending? Are people spending less than usual? Did anyone get cash from the govt? If so, did you pay off debt, buy more than usual, or spend the usual…Continue
Started this discussion. Last reply by Marie Dec 29, 2008.
How much is enough?
17 Replies
With the boomers retiring and the property market and sharemarket heading down of recent times, I got to thinking - how much is enough?We all try to build our wealth, without really knowing how much…Continue
Tags: money, retirement, investing
Started this discussion. Last reply by Bandwidth Aug 5, 2008.
Kbot's Page
Latest Activity
Kbot replied to Georgina's discussion 'Recession investing?'
It does make it tough, but I reckon there are some good opps in the sharemarket with 2009 shaping up to be a cracking year after the market was slammed in 07 & 08. That said, it'll probably be pretty volatile over the next few years. One…
Kbot replied to Miffy's discussion 'Coping amidst the doom and gloom'
I reckon you're spot on here with point 3 - the increase of protectionism is the nail in the coffin. I thought the whole premise behind the functioning of free markets was that they remained, um, free.
But this talk of "Depression"…
Kbot replied to Miffy's discussion 'Coping amidst the doom and gloom'
I'm with Mary M & Jacquesk - I'm turning off the news and focussing on what's important to me: my job, paying off debts and not incurring new ones.
Kbot replied to Jill Fraser-FatCat journalist's discussion 'Congratulations! You're pre-approved!'
Good analogy - those with money problems are very much like addicts, and have enormous trouble exerting self-control when it comes to spending.
However when it comes to a solution, it's not easy to know what to do. The banks aren't about…
Kbot replied to Mary M's discussion 'Crisis jokes'
I think I could get into that Plan! ;)
Here are a few more:
What's the definition of optimism? An Investment Banker ironing five shirts on a Sunday evening.
I talked to my bank manager the other day and he said he was going to concentrate on…
Profile Information
- What is your Money Confession? (Your biggest money win or stuff up)
- Investing before I knew anything
Comment Wall (17 comments)
- At 10:15am on November 21, 2009,
fredd said…
- Hi kbot, Judging by your photo you must be an alien. ive never met an alien before so pleased to meet you. Hope you have a thick skin and everything rolls off because to belatedly answer your question about my super one has to have a thick skin. Simply put fund managers have no idea how to make money and they keep loosing on my behalf and they charge me for their lack of knowledge also and to top it off, it's legal and they are not responsible of course, thats whats happening, so one needs a thick skin. cheers
- At 10:49pm on November 8, 2008,
Mrs. C. Jarvie said… - HeyYa Kbot,
Thank you for offering your friendship.
I see you are interested in South America. We're headed there for a long holiday as soon as the cash is in the bank. If we live to retirement age, Santiago is our top spot for growing old and toothless.
Keep posting!
- At 2:28pm on September 8, 2008,
Bandwidth said… - I am in both property and share trading. Once my share portolio grows a bit more I wll buy some more property.
I have a number of properties throughout Australia, they are nearly at the pay for themselves point. I own my own home.
I use the properties as security for trading money
- At 1:17am on August 30, 2008,
Kbot said…
- Insofar as my own home I'm in, and after selling out my investment property a couple of years ago for a meaty profit, I'm also waiting to get in again in a few years. I just pity the 20-somethings, who are a bit stuffed. What about you?
- At 10:34pm on August 29, 2008,
Bandwidth said…
- Hello Kbot
As a matter of interest are you in the property market, sitting on the sidelines, waiting to get in, not getting in or sour about not getting in ?
Just curious
- At 2:24pm on August 29, 2008,
Aman Talwar said… - Hi mate, tanks for the welcome...
Its work, shares, property, improving your self in every aspect of life...
How have you improved your financial knowledge, do you go to seminars, read online blogs or books or a bit of everything...
- At 12:36pm on August 13, 2008,
Anii said… - uh huh..ya noticed that too eh? ;-p
temporarily financially challenged or broke...it still means the same thing...my wardrobe is suffering!!
no seriously thanx 4 the VOC.
- At 3:58pm on August 12, 2008,
MoneyMagnet said… - The catering business is a long term plan....probably on the outside of 5 year plan.
I think that it will be more ultruistic than a real money spinner, and so it shoud be. I hope to have my current business just ticking aong nicely by then so that I can do both. I know that being a useful working part of society can be so important to these kids and thats the sort of self esteem that I want to give them, that they are valuable, contributing society members.
- At 10:17pm on August 5, 2008,
MoneyMagnet said…
- He is an autistic savant. It happens in about 2% of autistic people. My oldest son has an iq of about 140.
- At 7:20pm on August 5, 2008,
Royboy said… - Hi Kbot, I was self employed in transport.
Latest Activity
Keith Musgrave replied to Nikky Simpson's discussion 'My Rate'
Hi Nikky,
Apologies for the delay, I have been away on hols and a little time off due to illness. All better now. Has your' lender dropped their rates any further since we last communicated? Depending on your' total debt amount, you should…
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