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Kbot's Discussions
Recession investing?
It does make it tough, but I reckon there are some good opps in the sharemarket with 2009 shaping up to be a cracking year after the market was slammed in 07 & 08. That said, it'll probably be pr…
Replied Apr. 20, 2009
Coping amidst the doom and gloom
I reckon you're spot on here with point 3 - the increase of protectionism is the nail in the coffin. I thought the whole premise behind the functioning of free markets was that they remained, um, fre…
Replied Feb. 12, 2009
Coping amidst the doom and gloom
I'm with Mary M & Jacquesk - I'm turning off the news and focussing on what's important to me: my job, paying off debts and not incurring new ones.
Replied Feb. 10, 2009
Congratulations! You're pre-approved!
Good analogy - those with money problems are very much like addicts, and have enormous trouble exerting self-control when it comes to spending. However when it comes to a solution, it's not easy to…
Tagged: manipulation, consumer, credit, Debt
Replied Feb. 9, 2009
Crisis jokes
I think I could get into that Plan! ;) Here are a few more: What's the definition of optimism? An Investment Banker ironing five shirts on a Sunday evening. I talked to my bank manager the other d…
Replied Feb. 9, 2009
Good Books on Investing
Hey Jacquesk, ok painting all planners with the same brush isn't fair, it's just that I used to work closely with many planners for several years when I worked in banking and didn't meet many I'd tru…
Replied Jan. 9, 2009
Anyone had dealings with GE Money & Buyers Edge?
Nikki's advice is sound, although I'm not sure how you're managing to pay off the debt if you don't have a job...if you could get just a few more dollars coming in each week this would make a huge di…
Replied Jan. 9, 2009
Good Books on Investing
Hey ff123, super didn't go down as much as shares because part of the asset allocation of your super fund would have some in cash & some in fixed interest, not because they know what they're doin…
Replied Jan. 8, 2009
Xmas spending
2 Replies
Hey all, how are things going with Xmas spending? Are people spending less than usual? Did anyone get cash from the govt? If so, did you pay off debt, buy more than usual, or spend the usual amount.…
Started this discussion. Last reply by Marie Dec. 29, 2008.
A supermarket’s job is to make us spend more.
That's quite a range, but at either end it's not much. We're two and spend more like 200-250...
Tagged: psychology, shopping, Budgeting
Replied Dec. 18, 2008
Australian to US Exchange rate
This is complex...if we stop lowering interest rates then doesn't the housing market and wider economy start to suffer?
Replied Nov. 29, 2008
Economist tips 11% jobless rate by 2010
I have to admit tune into the doom and gloom! I love it! I suppose I'm the reason newspapers run these kind of stories...it sells... Besides, I'm a bear. Kbot
Replied Oct. 31, 2008
can anyone recommend a good web designer who doesn't cost the earth!!!
oDesk is another one that's great - heaps of people, and they've been rated by all the other users. http://www.odesk.com You can get people to do anything from Photoshop work to full blown website…
Replied Oct. 31, 2008
21 Economic models explained with cows
F*kn funny stuff!!!! Love it!! kbot
Tagged: economics
Replied Sep. 18, 2008
Super returns in a falling market
Too true bvbfan - trying to pick the bottom with any investment is crazy, but even more so with your super. I also don't have to stress to much about super returns right now because it's a while off,…
Replied Sep. 8, 2008
Financial goal setting. Key points.
Hey Vonny, your attitude towards goals is why things probably work out for you most of the time in life. The problem for most "unsuccessful" people comes down to nothing more than a bad attitude and…
Tagged: prosperity, budgeting, Goals
Replied Aug. 30, 2008
The Top 5 Habits of Wealthy People
I saw a doco about this the other day - fascinating stuff and it's easy to see why Russ has been so successful in all facets of his life. Prior to watching this, I knew little about him and didn't th…
Tagged: cars, income, property, tips, wealth
Replied Aug. 30, 2008
Kbot's Page
Latest Activity
Profile Information
- Age
- 30-45
- Sex
- undisclosed
- What is your Money Confession? (Your biggest money win or stuff up)
- Investing before I knew anything
- What is your financial goal?
- To improve my financial knowledge
Comment Wall (19 comments)
- At 4:15pm on November 20, 2009,
fredd said…
- Hi kbot, Judging by your photo you must be an alien. ive never met an alien before so pleased to meet you. Hope you have a thick skin and everything rolls off because to belatedly answer your question about my super one has to have a thick skin. Simply put fund managers have no idea how to make money and they keep loosing on my behalf and they charge me for their lack of knowledge also and to top it off, it's legal and they are not responsible of course, thats whats happening, so one needs a thick skin. cheers
- At 4:49am on November 8, 2008,
Mrs. C. Jarvie said… - HeyYa Kbot,
Thank you for offering your friendship.
I see you are interested in South America. We're headed there for a long holiday as soon as the cash is in the bank. If we live to retirement age, Santiago is our top spot for growing old and toothless.
Keep posting!
- At 8:28pm on September 7, 2008,
Bandwidth said… - I am in both property and share trading. Once my share portolio grows a bit more I wll buy some more property.
I have a number of properties throughout Australia, they are nearly at the pay for themselves point. I own my own home.
I use the properties as security for trading money
- At 7:17am on August 29, 2008,
Kbot said…
- Insofar as my own home I'm in, and after selling out my investment property a couple of years ago for a meaty profit, I'm also waiting to get in again in a few years. I just pity the 20-somethings, who are a bit stuffed. What about you?
- At 4:34am on August 29, 2008,
Bandwidth said…
- Hello Kbot
As a matter of interest are you in the property market, sitting on the sidelines, waiting to get in, not getting in or sour about not getting in ?
Just curious
- At 8:24pm on August 28, 2008,
Aman Talwar said… - Hi mate, tanks for the welcome...
Its work, shares, property, improving your self in every aspect of life...
How have you improved your financial knowledge, do you go to seminars, read online blogs or books or a bit of everything...
- At 6:36pm on August 12, 2008,
Anii said… - uh huh..ya noticed that too eh? ;-p
temporarily financially challenged or broke...it still means the same thing...my wardrobe is suffering!!
no seriously thanx 4 the VOC.
- At 9:58pm on August 11, 2008,
MoneyMagnet said… - The catering business is a long term plan....probably on the outside of 5 year plan.
I think that it will be more ultruistic than a real money spinner, and so it shoud be. I hope to have my current business just ticking aong nicely by then so that I can do both. I know that being a useful working part of society can be so important to these kids and thats the sort of self esteem that I want to give them, that they are valuable, contributing society members.
- At 4:17am on August 5, 2008,
MoneyMagnet said…
- He is an autistic savant. It happens in about 2% of autistic people. My oldest son has an iq of about 140.
- At 1:20am on August 5, 2008,
Royboy said… - Hi Kbot, I was self employed in transport.
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