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Jason Gamba
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Liability of previous Credit Card Debts before marriage or defacto relationship
2 Replies

Can anyone tell me if my partner would be liable for my previous credit card debts if:* the card is solely under my name;* the card was not used for any joint expense or purchase;* the card does not…Continue

Tags: insolvency, marriage, relationship, partner, liabilitiess

Started this discussion. Last reply by Vonny Apr 24, 2010.

 

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Vonny replied to Jason Gamba's discussion Liability of previous Credit Card Debts before marriage or defacto relationship
"From what I remember, you can't be liable for each other's debts in Oz BUT there's ways around it. Generally you can't be liable for anyone's debts except your own (as long as your partner isn't a guarantor). The only…"
Apr 24, 2010
maree replied to Jason Gamba's discussion Liability of previous Credit Card Debts before marriage or defacto relationship
"Hi, You might be interested in a website the government has set up. www.moneyhelp.gov.au which may answer your question. There is also a contact number where you can get further information if required. Defacto laws changed in 1March 2009, so this…"
Apr 24, 2010
Jason Gamba replied to Stuart's discussion Bankrupt or not to bankrupt??
"After you have been discharged, I recall my insolvency law lecturer specifically saying, questions about "Have you been bankrupt before?" can be answered in the negative. Whilst not legal advice, I take that response as being…"
Apr 22, 2010
Jason Gamba posted a discussion

Liability of previous Credit Card Debts before marriage or defacto relationship

Can anyone tell me if my partner would be liable for my previous credit card debts if:* the card is solely under my name;* the card was not used for any joint expense or purchase;* the card does not have any supplementary card holders;* my partner have not expressly or impliedly agreed to assum;e any responsibility in relation to the credit card debt I have been told by one of my partner's parent, as part of discussions on the ramifications of being married or in a defacto relationship, that my…See More
Apr 19, 2010
Jason Gamba is now a member of FatCat's Money Confessions
Apr 19, 2010

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What is your Money Confession? (Your biggest money win or stuff up)
I won $44k over two days of blackjack

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peter randle is now a member of FatCat's Money Confessions
Thursday
Bankruptcy ben replied to Stephen's discussion How to Cancel a Part IX Debt Agreement
"Hi I work for a Debt Agreement administrator. There are 3 ways to end a debt agreement, you pay it out in full, you can apply to have the agreement terminated (however interest backdates from the start of your agreement), or you can offer to make a…"
May 8
Cliff Mearns replied to Cliff Mearns's discussion Bankruptcy -v Debt Agreement
"Ben, let's not lose the loop. How financiers view bankruptcy is not relevant to the discussion of an individual's capacity to pay something. Bankruptcy is being utilised as a means of evading debt obligations. "
May 8
Bankruptcy ben replied to Cliff Mearns's discussion Bankruptcy -v Debt Agreement
"I agree with the setiment however in reality there's nothing to encourage an individual to make a payment with a Debt Agreement! While technically it's different most financial companies regard it as the same as bankruptcy."
May 8

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