"Hi I work for a Debt Agreement administrator. There are 3 ways to end a debt agreement, you pay it out in full, you can apply to have the agreement terminated (however interest backdates from the start of your agreement), or you can offer to make a…"


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Bandwidth is right, this is a temporary stage of being financially challenged - once you've finished your diploma you can enter the next stage!
Now that you have a new start in life i hope you gain your confidence b4 the diploma that way the diploma will be the tool you need to grow stronger :-)
My belief is that education is a means to an end therefore the end has to be decided first :-)
From reading some of your comments I don't have the feeling you are broke, simply financially challenged for the moment ;-)