"Hi I work for a Debt Agreement administrator. There are 3 ways to end a debt agreement, you pay it out in full, you can apply to have the agreement terminated (however interest backdates from the start of your agreement), or you can offer to make a…"
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Saving cents
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List all the ways that you save the cents so the dollars look after them selves.
Members: 5
Latest Activity: Aug 21, 2011
Money box
One hint I got from Sandy Forster - How to wildly wealth, is to empty you coins out everyday and save. Only use your notes to buy stuff. At the end of the money put these coins into your savings account. What other hints do you have to save the coins.
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Comment by Di on August 21, 2011 at 3:28 -
JeffK - I will take heed about credit cards - 'all they're good for is buying things you don't need with money you don't have' -thanks
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Comment by Leona on July 14, 2008 at 13:49 -
The coins I save I use to pay the kids pocket money, pay for school stuff. The school is getting use to parents paying for $20 school photos with coins usely 20cents pieces.
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Comment by evenmada on July 10, 2008 at 16:36 -
Before when I had a job and a mortgage, I would turn my PI mortgage into a Line of credit mortgage and pay all expenses from my credit card and utilise the 55 free interest days. All income goes directly to the Line of credit mortgage and only draw to pay the credit card when due. You save heaps of interest and years off your mortgage. I know what Jeffk is saying about credit card but now you will think twice before spending on your credit card because you are spending your mortgage!!
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Comment by JeffK on July 10, 2008 at 16:21 -
Great idea Leona!
Here's a start:
- Buy home brand products at all times
- Make a list of all the food that you throw out in a week (e.g. fruit, veggies, leftovers) and make sure you buy less the next time around
- Pay off ALL credit card debt
- Once you've paid them off, throw them away. All they're good for is buying things you don't need with money you don't have
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Cliff Mearns replied to Cliff Mearns's discussion Bankruptcy -v Debt Agreement"Ben, let's not lose the loop. How financiers view bankruptcy is not relevant to the discussion of an individual's capacity to pay something. Bankruptcy is being utilised as a means of evading debt obligations. "
Bankruptcy ben replied to Cliff Mearns's discussion Bankruptcy -v Debt Agreement"I agree with the setiment however in reality there's nothing to encourage an individual to make a payment with a Debt Agreement! While technically it's different most financial companies regard it as the same as bankruptcy."
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