It prompts me to ask another question though - are people automatically "on guard" when a representative from a financial group calls out of the blue?
I guess many companies have marketing strategies and a need to "get themselves out there" - could be we penalising companies for simple using assertive marketing techniques?
Or when it comes to money, is it best to research established, reputable companies - then go TO them, to see if they're right for you?
It is not the cold call that puts me on guard, it is the indication that how they managed to have the number was not revealed.
Spam is Spam, regardless of the media involved. I feel this was beyond "assertive"
I have invested with smaller companies, that have specialised skills. Small companies that claim to be a "FULL" service provider make me wary. They normally do not have the required infrastructure and really only act as a broker
As far as investigation is concerned, using the internet, it took me 30 mins. I just followed one lead to another. Start with name then phone number then addresses and use any other information provided.
My biggest alarm bell was no ABN on the website and miss-spelling in the web search return.
Personally I admit to having a negative bias. I am wary of anyone who 'cold calls' me whether it is for IT stuff/services, financial advice or that all time favorite "we have looked at your telephone usage and can offer you a better plan" calls. I have put my number on the no call list and that has reduced the number of calls to nearly nothing.
I am concerned about how much information is out there for companies to obtain.
They may have a good product or might not. I prefer to do my own research when I need something/someone.
Hi Nikky,
Apologies for the delay, I have been away on hols and a little time off due to illness. All better now. Has your' lender dropped their rates any further since we last communicated? Depending on your' total debt amount, you should…